Events for May 4, 2023 – Western Asset Protection
Logo: Western Asset Protection, an Integrity Company

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Cigna AZ MAPD Training – 30 min

Join at the scheduled time   Are you new to Cigna? Do you want to sell more? Hear our Top 10 reasons why we had such a strong 2023 AEP/OEP

Devoted New Broker Orientation

Devoted Office 16435 N Scottsdale RD STE 285, Scottsdale

Register HERE   This is your opportunity to learn all things Devoted Health for the Arizona market. In addition to plan reviews, we will be diving deep into who Devoted

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4550 E. Bell Road
Building 4, Suite 136
Phoenix, AZ 85032
Office hours: 9:00 AM - 4:30 PM, M - F

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We do not offer every plan available in your area. Currently, we represent 37 organizations that offer 1,855 products nationally.  Please contact Medicare.gov, 1‐800‐ MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Final expense life insurance can be used by the beneficiary designated as needed rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

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