Events for September 7, 2023 – Western Asset Protection
Logo: Western Asset Protection, an Integrity Company

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Cigna Prescription Drug Plan (PDP) Training

Register HERE >   Great news – Cigna Healthcare’s PDP plans are commissionable for 2024! Join Cigna to learn more about PDP plans and the impact of recently passed legislation

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2024 Wellcare First Look – Illinois

Register Here >   Attention Illinois Medicare Agents, We are excited to announce the Wellcare Illinois First Look at Benefits for 2024. Don't miss out on this interactive webinar with

Cigna Sales Compliance & Marketing Training

Register Here >   Join us to learn more about Medicare Sales compliance and marketing changes for 2024. Bring your questions, so you can be well prepared for AEP 2024.

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4550 E. Bell Road
Building 4, Suite 136
Phoenix, AZ 85032
Office hours: 9:00 AM - 4:30 PM, M - F

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We do not offer every plan available in your area. Currently, we represent 37 organizations that offer 1,855 products nationally.  Please contact Medicare.gov, 1‐800‐ MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Final expense life insurance can be used by the beneficiary designated as needed rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

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