How to Grow Your Medicare Business with Data and Technology - Western Asset Protection
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How to Grow Your Medicare Business with Data and Technology

January 29 @ 1:00 pm - 2:00 pm MST

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Presenter
1742672567-22b57b83d4a53980
Anna Patrick
Vice President of Sales Enablement and Tech Adoption

Details

  • Date: January 29
  • Time:
    1:00 pm - 2:00 pm MST

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Final expense life insurance can be used by the beneficiary designated as needed rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

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