MyHumana Business Center Training - Western Asset Protection
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MyHumana Business Center Training

July 27, 2023 @ 11:00 am - 12:00 pm

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My Humana Business Tool

  • The My Humana Business tool provides quick access to your applications and policies so you can easily manage your business.
  • This webinar will provide an overview of this tool, working with reports, checking application status, and submitting service inquiries.

Register today!

Details

Date:
July 27, 2023
Time:
11:00 am - 12:00 pm
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Final expense life insurance can be used by the beneficiary designated as needed rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

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